Polar Bears Know How to Insulate (IMAGE) Optica Caption Polar bears can insulate their bodies to temperatures of 37 degrees Celsius (98.6 F) even when outside temperatures are a frigid -40 C (-40 F). New calculations suggest polar bear fur might be so effective at trapping warmth because the hairs scatter infrared light. Credit Alan D. Wilson Usage Restrictions None License Licensed content Disclaimer: AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert system.